Pantry Organization for Preppers

Pantry Organization for Preppers

With more people staying at home and avoiding crowds, a lot of homeowners are turning to home prepping as a way to cut back on trips to the store and avoid shortages. Unfortunately, many people find themselves overwhelmed. Sometimes it’s hard to know exactly what to stock up on. And once the pantry is fully… Read more »

Salary Drop? – A Mortgage is Still Available

Salary Drop? – A Mortgage is Still Available

In uncertain times, it can be easy to sit back and worry your time away hoping things will work out eventually. Although worrying will absolutely give you something to do, it won’t get you anywhere. So if you’ve been wanting to buy a home or refinance this year, don’t discount the possibility just because your… Read more »

How Does Rent to Own Housing Work?

How Does Rent to Own Housing Work?

Buying a home is a big deal, especially for those who have had credit problems in the past. The most common way to buy a home is with a mortgage loan, which requires both a credit score that the lender finds acceptable and enough cash on hand for a down payment (and usually some other… Read more »

Title Insurance: What It Is, Why You Need It

Title Insurance: What It Is, Why You Need It

Buying a home is fraught with all kinds of peril, from home inspections that go terribly awry to negotiations that seem to go on forever and hinge on every little detail. But once you’re through all of that, you’re basically in the clear, right? For some buyers and sellers, maybe not, but title insurance can… Read more »

Financial Literacy Courses for Children (2020)

Financial Literacy Courses for Children (2020)

Earlier this year The CFPB (Consumer Financial Protection Bureau) has released this financial training for children on their website that is absolutely FREE. CLICK HERE to get to the training.  CFPB says, “To build money skills, follow the three building blocks” Due to the coronavirus, many schools are out or transitioning to distance learning and… Read more »

Pool & Spa Liability with Slips and Falls

Pool & Spa Liability with Slips and Falls

Owning a pool/spa comes with a number of liabilities.  You must not only worry about your immediate family but those you invite to swim.  What can be done to reduce liability exposure with “slip and fall” incidents? Regardless of a pool/spa size or depth, always have excess insurance coverage to sit over your primary homeowners… Read more »

Choosing Energy Efficient Windows

Choosing Energy Efficient Windows

If eyes are the windows to the soul, then surely windows are the eyes of your house. When it comes time to replace those windows, it’s important to make a carefully considered decision before pulling the trigger. Today’s modern windows come in a staggering number of designs, made from a lot of different materials, all… Read more »

Can I Refinance My Mortgage?

Can I Refinance My Mortgage?

So, you’ve been wondering if you can refinance your mortgage? Refinancing a mortgage is a powerful tool that can help you to save money on your home payments. Refinancing your mortgage takes advantage of your positive payment history and may enable you to lock in lower interest rates, obtain more agreeable repayment terms, or lower… Read more »

6 Things Burglars Don’t Want You to Know

6 Things Burglars Don’t Want You to Know

Even though a burglary occurs every 20 seconds in the U.S., you can still protect yourself without installing top-dollar security features. Home burglary generally has a pattern; criminals are looking for an easy target they can rob fast. Learn from the pros. Here are six tips from career burglars you can use to defend your… Read more »

[How To]: Make Passive Income a Lifestyle

[How To]: Make Passive Income a Lifestyle

Time is our most valuable commodity. Unlike money—which can be earned, saved, and invested—we can’t store up minutes on a clock. We’re all allotted the same amount of time each day, but what we do with this gift varies widely. Ideally we should be able to reduce the amount of time spent earning money, so… Read more »